Liberty Auto Loan: Changing the way you view poor credit auto financing and bad credit car loans.
Liberty means freedom from confinement or restraint–the state of being free. And here at LibertyAutoLoan.com, we take this to heart. We believe that we have a responsibility to help free our customers with poor credit by helping them get connected with the bad credit auto loans they need. But more than this, we also strive to assist them in researching all aspects of their bad credit auto financing decision. While all financial decisions are important and should be considered carefully, we believe that prudence in times of financial strain is of even greater importance. And it is the reason why, here at Liberty Auto Loan, we are trying to change the paradigm of bad credit car financing.
Simply put, finding car loans for bad credit with a reputable bank or lending institution is a very difficult task to accomplish – especially if you hope to find a low rate on your auto loan. When it comes to auto loans with bad credit, borrowers typically have to suffer through a higher monthly payment because they are charged more by lenders. The good news is that there are other options for great subprime auto financing. There are lenders and dealers out there who specialize in bad credit car loans and want to help people with bad credit get the auto financing they need. Some of these lenders and dealers are even able to assist with bankruptcy car loans or car loans after vehicle repossession! You just have to know where to look.
This is where Liberty Auto Loan can help. It may come as no surprise to learn that a large percentage of the car purchases in the U.S. are financed with the help of bad credit car loans. In fact, over the last couple years, many people who once had solid credit scores (many above 700) now find themselves with credit scores ranging from 500 to 600. Unfortunately, this places them in the bad credit auto finance category. And here at Liberty Auto Loan, if you have less-than-perfect credit, we want to help you.
LibertyAutoLoan.com is an online consumer connection website that is all about helping people get connected with the auto loan they need – especially if they have poor credit. Our online program connects you with financing specialists in our lender/dealer network who want to help you get the car and bad credit auto financing you need. It only takes a couple of minutes to fill out our safe and secure application form. We’ll do our best to help connect you with one of our affiliates… who will then do their best to get you on the road in your new car.
Best of all, the consumer connection service provided by LibertyAutoLoan.com is completely free with no obligation on your part whatsoever to work with any lender or dealer affiliate we connect you with. And as with any major financial transaction, you should always do your homework and research any dealer or lender you are considering working with. Plus check with your financial advisor and tax person to correctly evaluate your decisions.
LibertyAutoLoan.com: The national connection for your auto loan needs.
Not All Car Financing is Created Equal…
Here at LibertyAutoLoan.com, we believe that not all auto financing is created equal. There are thousands upon thousands of people who are currently struggling with the woes of bad credit due to the current economy. Many of these people are not only looking for a way to get out of the pit that is bad credit, they are looking for a bad credit car loan, or second chance auto financing, to help them achieve this goal.
At Liberty Auto Loan, we believe that having bad credit doesn’t necessarily mean you are an irresponsible person – and certainly not a criminal, for that matter. We believe that lending institutions often reject the auto finance applications of good, credible people simply because they fell on hard times. It is for this very reason that we have worked to develop a quality network of lender and dealer affiliates who are willing to work with people (to the best of their ability) regardless of their no credit, bankruptcy, or bad credit struggles.
Here at Liberty Auto Loan, we believe that car financing is unique to each person’s individual situation. While some people may fall into the “poor credit” category, others may fall into the “high risk” auto loan category. The truth is, no single person’s financial situation is exactly the same as another… and when it comes to auto loans for people with bad credit, we believe that each circumstance shouldn’t (and can’t) be classified with a generic “bad credit” label. Because of this, we believe that bad credit auto loan financing can be broken down into five different categories: Poor Credit Auto Financing, Second Chance Car Loans, No Credit Auto Loans, Bankruptcy Auto Loans, and your generic Bad Credit Car Loans or Subprime Auto Finance.
Know that at LibertyAutoLoan.com, we’re all about helping people with these credit situations get connected to bad credit vehicle financing. We have developed a network of lender and dealer affiliate partners who deal heavily in the subprime auto loan sector. Whatever your individual financial situation may be, Liberty Auto Loan may be the answer to your auto loan needs. From no credit car loans to bankruptcy vehicle finance, Liberty Auto Loan is here to serve you. Our application process is fast, secure, and simple. And best of all, there is no cost associated with submitting a bad credit car loan application through us and you are under no obligation whatsoever.
The Basics of Poor Credit Auto Financing…
In the world of credit, lenders do not view some bad credit rankings as negatively as other poor credit ratings. This includes consumers that have poor credit problems that are relatively situational. In the case of poor credit, you can usually identify a specific (and significant) personal event or economic disaster that led to, and caused, the poor credit situation. A couple examples of this scenario can include: a major illness or physical injury, medical complications that led to credit issues and/or bankruptcy, significant unemployment from a long-term job, or a divorce or marital separation. For obvious reasons, these items tend to be viewed more leniently by lenders but only if you had “good credit” prior to the event leading to the drop in credit rating. In this case, the lender may come to the conclusion that you are better classified as a poor credit risk (or fair credit risk) and not a bad credit risk.
Here at Liberty Auto Loan, we believe that life is full of trials and hardships; regardless of who you are. Even the most frugal of individuals can come upon tough times that create a rift in their financial situation and credit. It is our goal at Liberty Auto Loan to help people who have simply gone through a “rough patch.” If you are a fair, or even good credit risk, yet find yourself in the unfortunate situation of needing a poor credit auto loan, we may be able to help you. Apply today, and let our network of lender and dealer affiliate partners go to work for you. Our application process is safe and secure… and best of all, FREE.
The Basics of Second Chance Car Loans…
The economy of the last few years has been tough on many people. And unfortunately, more people are suffering from difficult credit situations than ever before. To make matters worse, many of these people that are suffering with bad credit simply need a second chance to get the car or truck they need… and get back on the right financial track. Fortunately, second chance car loans are designed specifically for these people. Second chance auto loans, also known as sub-prime auto loans or bad credit car loans, are a type of financing that can provide poor credit people with the car loan they need. Although second chance auto financing will cost you more in interest than traditional car financing, it provides people with the “second chance” they need – the chance to get the car they need, and the chance to start rebuilding their credit.
Here at Liberty Auto Loan, we believe that having bad credit doesn’t necessarily mean you are a high-risk person when it comes to auto loans. On your side, you may be a perfectly fine credit risk, but have just gone through a rough patch given the current economic circumstances. If this is you, let us help you get the second chance auto loan you need. Our application is safe and secure… and best of all, FREE.
The Basics of No Credit Auto Loans…
No credit auto loans are typically offered to people who have never established credit before, or have precious little established credit history. And although acquiring a no credit auto loan isn’t as easy (or simple) as it is for a person with a 750 credit score and a ton of good credit history to back it up… it can still be done! And while you may need the help of a cosigner to get approved for a no credit car loan, there are auto loan specialists out there who specialize in working with no credit borrowers. That being said, if you are embarking on the journey to getting a no credit auto loan, there are a few things that you should consider to help improve your chances of success:
- Apply for a credit card and start establishing some credit history.
- Setup a checking account.
- Establish a savings account.
- Maintain a stable lifestyle.
- Pay your bills on time.
Each of these steps can help you begin to establish a solid credit history… and make your auto loan approval chances (at least in the future) much simpler. Further, by continuing to follow each of the simple steps diligently, you can avoid a lot of pain and heartache associated with bad credit. Paying off your bills consistently, and on time, is key to financial prosperity.
At Liberty Auto Loan, we want to help you get the no credit car financing you need. We have developed a network of lender and dealer affiliate partners that specialize in no credit car loans. Fill out our simple, secure, and free application. It only takes a couple minutes. From there, we’ll do our best to connect you with a specialist that wants to help you get the financing, and the car, you need. Our consumer connection is totally free and there is absolutely no obligation on your part to work with the lender or dealer we connect you with!
The Basics of Bankruptcy Auto Loans…
For the most part, bankruptcy auto loans are treated much the same as bad credit car loans – with some minor differences. These differences mainly revolve around how the bankruptcy was discharged. Since Chapter 7 Bankruptcy requires a liquidation of many assets in order to settle with the creditors, the impact on your credit score can vary depending on the specific details of the settlement. In any case, the decision to apply for an auto loan (or a bankruptcy car loan) lies with a court appointed trustee. This person is assigned to make sure all debts have been discharged in a proper fashion, within the time frame established by the court. Note that a Chapter 7 Bankruptcy will generally stay on your credit report for 10 years.
A Chapter 13 Bankruptcy is typically referred to as a reorganization. In the case of a Chapter 13, people filing for bankruptcy may be able to keep most of their assets: such as their homes or cars. The court establishes a 5-year schedule of payments to creditors, and the person filing for bankruptcy must adhere to that schedule, or lose the protections the court provides (protections from losing a home or other valuable assets). Similar to a Chapter 7 Bankruptcy, a court appointed trustee will make any final decision on approving any new lines of credit. That being said, you will receive more freedom to open new lines of credit, or obtain auto financing, within 12- to 24-months of filing. Note that a Chapter 13 Bankruptcy goes away in as little as 7 years.
Here at Liberty Auto Loan, we know that people go through financial hardships from time to time. And unfortunately, these hardships can sometimes translate into situations in which bankruptcy is the only option. Fortunately, there is a light at the end of the financial tunnel – even for people with bankruptcy hanging over their head. At Liberty Auto Loan, we have developed a nation-wide network of lender and dealer affiliate partners that want to help people get the bankruptcy auto loan they need for the car they need. All it takes is a couple minutes of your time to fill out a simple online bankruptcy car finance application. Our application process is totally free, and best of all, there is no obligation on your part to work with the lender or dealer we connect you with. So apply today with us. We may be able to help you get the bankruptcy car loan you need.
The Basics of Bad Credit Car Loans…
Bad credit auto loans are typically offered to consumers with little credit history… or consumers that have a significant number of charge-off accounts. These accounts can include a history of writing bad checks, unpaid utility bills, unresolved repossessions, unpaid charge accounts, bankruptcies, unpaid medical bills, and other negative financial items. Unfortunately, consumers with these charge-off accounts indicate to lenders that they are a bad credit risk. If you find yourself in this situation, you really need to reevaluate your financial situation and change your habits. Failing to change your ways will result in a vicious cycle of bad credit in which you may never improve your credit standing. That being said, there is always hope for bad credit consumers – you just need to know where to begin. In the case of having poor credit, a bad credit car loan can help you rebuild your credit standing and get on the road to financial security.
Whatever your bad credit situation, Liberty Auto Loan may be able to help you! At Liberty Auto Loan, we specialize in connecting people with the bad credit car loans they need. And, best of all, our consumer connection service is totally free. So fill out a safe and secure application with us! We’ll do our best to connect you with a lender or dealer affiliate who will then do their best to get you the bad credit car financing you’ve been looking for… and get you on the road in your new car!
LibertyAutoLoan.com: Your Connection Source for Bad Credit Car Loans and No Credit Auto Financing.
Liberty Auto Loan is the best place on the web for bad credit car loans and no credit auto loans. If you’ve been searching for an auto loan lender or local auto dealer who can assist you with bad credit car financing, no credit auto financing, or simply financing for your particular poor credit situation, we can probably help you. Here at LibertyAutoLoan.com, we want to help you get connected to the bad credit auto financing you need. And that means getting you in touch with a financing specialist in our network that has the ability and desire to help you get the poor credit auto loan you need for the car you need. Because of this, here at Liberty Auto Loan we promise to accept and submit every legitimate application made through our site to our affiliate networks without filtering out for things like bankruptcy, being self employed, bad credit and other factors.
Liberty Auto Loan is a privately-owned Consumer Connection company that is dedicated to helping our users get connected to the financing they need. In addition, our web site offers great research and information on car buying, auto financing, no credit auto loans, bad credit car loans, and much more. We’re also a BBB accredited business with an excellent rating. Best of all, our service is totally free and requires no obligation on your part whatsoever! Thank you for working with LibertyAutoLoan.com!